LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,720
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,002/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,760
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,234
−HK$960/mo
Today · 4.125%
HK$37,194
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,388/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,064
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,248
−HK$1,203/mo
Today · 4.125%
HK$40,451
baseline
▲ 0.50% · 4.625%
HK$42,912
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,902/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,346
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,481
−HK$1,152/mo
Today · 4.125%
HK$44,633
baseline
▲ 0.50% · 4.625%
HK$46,986
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,266/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,408
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,404/mo
Today · 4.125%
HK$47,193
baseline
▲ 0.50% · 4.625%
HK$50,064
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,386/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,403
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,728
−HK$1,344/mo
Today · 4.125%
HK$52,072
baseline
▲ 0.50% · 4.625%
HK$54,817
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,144/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,096
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,872
−HK$1,804/mo
Today · 4.125%
HK$60,676
baseline
▲ 0.50% · 4.625%
HK$64,368
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,352/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,518
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,222
−HK$1,728/mo
Today · 4.125%
HK$66,950
baseline
▲ 0.50% · 4.625%
HK$70,479
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,900/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,650 · Scale 2, in force from 26 Feb 2026)