LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,003/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$960/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,156
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,065
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,249
−HK$1,203/mo
Today · 4.125%
HK$40,452
baseline
▲ 0.50% · 4.625%
HK$42,913
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,904/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,347
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,482
−HK$1,152/mo
Today · 4.125%
HK$44,634
baseline
▲ 0.50% · 4.625%
HK$46,987
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,268/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,409
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,790
−HK$1,404/mo
Today · 4.125%
HK$47,194
baseline
▲ 0.50% · 4.625%
HK$50,065
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,388/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,404
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,729
−HK$1,344/mo
Today · 4.125%
HK$52,073
baseline
▲ 0.50% · 4.625%
HK$54,818
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,146/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,097
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,873
−HK$1,804/mo
Today · 4.125%
HK$60,677
baseline
▲ 0.50% · 4.625%
HK$64,369
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,354/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,520
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$1,729/mo
Today · 4.125%
HK$66,952
baseline
▲ 0.50% · 4.625%
HK$70,481
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,904/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,661 · Scale 2, in force from 26 Feb 2026)