LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$1,002/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$960/mo
Today · 4.125%
HK$37,196
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,392/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,065
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,249
−HK$1,203/mo
Today · 4.125%
HK$40,452
baseline
▲ 0.50% · 4.625%
HK$42,914
+HK$2,462/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,904/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,347
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,483
−HK$1,152/mo
Today · 4.125%
HK$44,635
baseline
▲ 0.50% · 4.625%
HK$46,988
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,270/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,410
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,791
−HK$1,404/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$50,066
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,405
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,730
−HK$1,344/mo
Today · 4.125%
HK$52,074
baseline
▲ 0.50% · 4.625%
HK$54,819
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,148/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,098
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,874
−HK$1,805/mo
Today · 4.125%
HK$60,679
baseline
▲ 0.50% · 4.625%
HK$64,371
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,358/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,521
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,225
−HK$1,728/mo
Today · 4.125%
HK$66,953
baseline
▲ 0.50% · 4.625%
HK$70,482
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,906/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,671 · Scale 2, in force from 26 Feb 2026)