LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,002/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,960/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,066
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,250
−HK$1,203/mo
Today · 4.125%
HK$40,453
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,462/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,906/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,348
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,484
−HK$1,152/mo
Today · 4.125%
HK$44,636
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,272/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,792
−HK$1,403/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$50,067
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,406
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,731
−HK$1,345/mo
Today · 4.125%
HK$52,076
baseline
▲ 0.50% · 4.625%
HK$54,820
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,152/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,099
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,875
−HK$1,805/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$64,372
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,522
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,226
−HK$1,728/mo
Today · 4.125%
HK$66,954
baseline
▲ 0.50% · 4.625%
HK$70,483
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,908/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,682 · Scale 2, in force from 26 Feb 2026)