LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,002/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,763
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,066
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,203/mo
Today · 4.125%
HK$40,454
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,908/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,484
−HK$1,153/mo
Today · 4.125%
HK$44,637
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,274/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,792
−HK$1,404/mo
Today · 4.125%
HK$47,196
baseline
▲ 0.50% · 4.625%
HK$50,068
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,392/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,407
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,732
−HK$1,344/mo
Today · 4.125%
HK$52,076
baseline
▲ 0.50% · 4.625%
HK$54,821
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,152/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,100
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,876
−HK$1,804/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,523
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,226
−HK$1,729/mo
Today · 4.125%
HK$66,955
baseline
▲ 0.50% · 4.625%
HK$70,484
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,910/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,686 · Scale 2, in force from 26 Feb 2026)