LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,724
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,711
−HK$1,002/mo
Today · 4.125%
HK$33,713
baseline
▲ 0.50% · 4.625%
HK$35,764
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,426/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,239
−HK$960/mo
Today · 4.125%
HK$37,199
baseline
▲ 0.50% · 4.625%
HK$39,160
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,398/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,069
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,253
−HK$1,203/mo
Today · 4.125%
HK$40,456
baseline
▲ 0.50% · 4.625%
HK$42,917
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$80,912/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,351
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,487
−HK$1,152/mo
Today · 4.125%
HK$44,639
baseline
▲ 0.50% · 4.625%
HK$46,992
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.35M · min. income ≈ HK$89,278/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,413
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,795
−HK$1,403/mo
Today · 4.125%
HK$47,198
baseline
▲ 0.50% · 4.625%
HK$50,070
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,396/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,734
−HK$1,345/mo
Today · 4.125%
HK$52,079
baseline
▲ 0.50% · 4.625%
HK$54,824
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,158/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,103
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,879
−HK$1,805/mo
Today · 4.125%
HK$60,684
baseline
▲ 0.50% · 4.625%
HK$64,376
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,368/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,526
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,230
−HK$1,728/mo
Today · 4.125%
HK$66,958
baseline
▲ 0.50% · 4.625%
HK$70,488
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,916/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,714 · Scale 2, in force from 26 Feb 2026)