LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,725
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$1,002/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,293
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$960/mo
Today · 4.125%
HK$37,200
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,400/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,070
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,203/mo
Today · 4.125%
HK$40,457
baseline
▲ 0.50% · 4.625%
HK$42,919
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,914/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,352
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,488
−HK$1,152/mo
Today · 4.125%
HK$44,640
baseline
▲ 0.50% · 4.625%
HK$46,993
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,280/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,415
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,796
−HK$1,404/mo
Today · 4.125%
HK$47,200
baseline
▲ 0.50% · 4.625%
HK$50,072
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,400/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,411
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,736
−HK$1,344/mo
Today · 4.125%
HK$52,080
baseline
▲ 0.50% · 4.625%
HK$54,825
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,160/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,104
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,881
−HK$1,804/mo
Today · 4.125%
HK$60,685
baseline
▲ 0.50% · 4.625%
HK$64,378
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,370/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,528
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,232
−HK$1,728/mo
Today · 4.125%
HK$66,960
baseline
▲ 0.50% · 4.625%
HK$70,490
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,920/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,729 · Scale 2, in force from 26 Feb 2026)