LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,726
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,002/mo
Today · 4.125%
HK$33,715
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,430/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$960/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,162
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,071
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,255
−HK$1,203/mo
Today · 4.125%
HK$40,458
baseline
▲ 0.50% · 4.625%
HK$42,920
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,916/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,353
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,489
−HK$1,153/mo
Today · 4.125%
HK$44,642
baseline
▲ 0.50% · 4.625%
HK$46,995
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,284/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,798
−HK$1,403/mo
Today · 4.125%
HK$47,201
baseline
▲ 0.50% · 4.625%
HK$50,073
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,402/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,412
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,344/mo
Today · 4.125%
HK$52,082
baseline
▲ 0.50% · 4.625%
HK$54,827
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,164/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,106
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,883
−HK$1,804/mo
Today · 4.125%
HK$60,687
baseline
▲ 0.50% · 4.625%
HK$64,380
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,374/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,530
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,234
−HK$1,729/mo
Today · 4.125%
HK$66,963
baseline
▲ 0.50% · 4.625%
HK$70,492
+HK$3,529/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,926/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,746 · Scale 2, in force from 26 Feb 2026)