LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,726
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,003/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$960/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,163
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,071
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,255
−HK$1,204/mo
Today · 4.125%
HK$40,459
baseline
▲ 0.50% · 4.625%
HK$42,920
+HK$2,461/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,918/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,354
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,490
−HK$1,152/mo
Today · 4.125%
HK$44,642
baseline
▲ 0.50% · 4.625%
HK$46,995
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,284/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,798
−HK$1,404/mo
Today · 4.125%
HK$47,202
baseline
▲ 0.50% · 4.625%
HK$50,074
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,404/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,413
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,344/mo
Today · 4.125%
HK$52,082
baseline
▲ 0.50% · 4.625%
HK$54,828
+HK$2,746/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,164/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,107
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,883
−HK$1,805/mo
Today · 4.125%
HK$60,688
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,376/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,531
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,235
−HK$1,728/mo
Today · 4.125%
HK$66,963
baseline
▲ 0.50% · 4.625%
HK$70,493
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,926/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,752 · Scale 2, in force from 26 Feb 2026)