LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,727
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,714
−HK$1,003/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$960/mo
Today · 4.125%
HK$37,203
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,406/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,073
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,257
−HK$1,203/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,356
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,152/mo
Today · 4.125%
HK$44,644
baseline
▲ 0.50% · 4.625%
HK$46,997
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,288/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,418
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,800
−HK$1,404/mo
Today · 4.125%
HK$47,204
baseline
▲ 0.50% · 4.625%
HK$50,076
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,408/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,415
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,740
−HK$1,345/mo
Today · 4.125%
HK$52,085
baseline
▲ 0.50% · 4.625%
HK$54,830
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,170/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,109
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,886
−HK$1,805/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$64,383
+HK$3,692/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,534
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,237
−HK$1,729/mo
Today · 4.125%
HK$66,966
baseline
▲ 0.50% · 4.625%
HK$70,496
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,932/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,774 · Scale 2, in force from 26 Feb 2026)