LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,728
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$1,002/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,297
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$960/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,073
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,258
−HK$1,203/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,923
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,356
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,153/mo
Today · 4.125%
HK$44,645
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,290/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,419
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,801
−HK$1,403/mo
Today · 4.125%
HK$47,204
baseline
▲ 0.50% · 4.625%
HK$50,077
+HK$2,873/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,408/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,416
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,741
−HK$1,344/mo
Today · 4.125%
HK$52,085
baseline
▲ 0.50% · 4.625%
HK$54,831
+HK$2,746/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,170/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,110
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,804/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,534
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$1,729/mo
Today · 4.125%
HK$66,967
baseline
▲ 0.50% · 4.625%
HK$70,497
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,934/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,781 · Scale 2, in force from 26 Feb 2026)