LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,729
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,716
−HK$1,003/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$960/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,075
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,204/mo
Today · 4.125%
HK$40,463
baseline
▲ 0.50% · 4.625%
HK$42,925
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,926/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,358
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,494
−HK$1,152/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$47,000
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,421
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,802
−HK$1,404/mo
Today · 4.125%
HK$47,206
baseline
▲ 0.50% · 4.625%
HK$50,079
+HK$2,873/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,412/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,418
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,743
−HK$1,344/mo
Today · 4.125%
HK$52,087
baseline
▲ 0.50% · 4.625%
HK$54,833
+HK$2,746/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,174/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,112
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,889
−HK$1,805/mo
Today · 4.125%
HK$60,694
baseline
▲ 0.50% · 4.625%
HK$64,387
+HK$3,693/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,388/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,537
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,241
−HK$1,729/mo
Today · 4.125%
HK$66,970
baseline
▲ 0.50% · 4.625%
HK$70,500
+HK$3,530/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,940/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,802 · Scale 2, in force from 26 Feb 2026)