LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,730
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,717
−HK$1,003/mo
Today · 4.125%
HK$33,720
baseline
▲ 0.50% · 4.625%
HK$35,771
+HK$2,051/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,440/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,299
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,246
−HK$960/mo
Today · 4.125%
HK$37,206
baseline
▲ 0.50% · 4.625%
HK$39,168
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,412/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,076
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,260
−HK$1,204/mo
Today · 4.125%
HK$40,464
baseline
▲ 0.50% · 4.625%
HK$42,926
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,928/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,359
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,495
−HK$1,153/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,001
+HK$2,353/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,422
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,804
−HK$1,404/mo
Today · 4.125%
HK$47,208
baseline
▲ 0.50% · 4.625%
HK$50,080
+HK$2,872/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,416/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,419
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,744
−HK$1,345/mo
Today · 4.125%
HK$52,089
baseline
▲ 0.50% · 4.625%
HK$54,835
+HK$2,746/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,178/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,114
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,891
−HK$1,804/mo
Today · 4.125%
HK$60,695
baseline
▲ 0.50% · 4.625%
HK$64,389
+HK$3,694/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,390/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,539
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,243
−HK$1,728/mo
Today · 4.125%
HK$66,971
baseline
▲ 0.50% · 4.625%
HK$70,502
+HK$3,531/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,942/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,816 · Scale 2, in force from 26 Feb 2026)