LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,734
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$1,003/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,304
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,251
−HK$960/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,081
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,265
−HK$1,204/mo
Today · 4.125%
HK$40,469
baseline
▲ 0.50% · 4.625%
HK$42,931
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,938/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,365
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,152/mo
Today · 4.125%
HK$44,653
baseline
▲ 0.50% · 4.625%
HK$47,007
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,306/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,428
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,810
−HK$1,404/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$50,086
+HK$2,872/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,425
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,345/mo
Today · 4.125%
HK$52,096
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$2,746/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$104,192/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,121
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,898
−HK$1,805/mo
Today · 4.125%
HK$60,703
baseline
▲ 0.50% · 4.625%
HK$64,397
+HK$3,694/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,406/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,547
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,251
−HK$1,729/mo
Today · 4.125%
HK$66,980
baseline
▲ 0.50% · 4.625%
HK$70,511
+HK$3,531/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$133,960/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,883 · Scale 2, in force from 26 Feb 2026)