LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,735
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$1,003/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,778
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,305
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$961/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$1,961/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,267
−HK$1,204/mo
Today · 4.125%
HK$40,471
baseline
▲ 0.50% · 4.625%
HK$42,933
+HK$2,462/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,942/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,366
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,503
−HK$1,152/mo
Today · 4.125%
HK$44,655
baseline
▲ 0.50% · 4.625%
HK$47,009
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,310/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,430
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,812
−HK$1,404/mo
Today · 4.125%
HK$47,216
baseline
▲ 0.50% · 4.625%
HK$50,089
+HK$2,873/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$94,432/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,427
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,753
−HK$1,345/mo
Today · 4.125%
HK$52,098
baseline
▲ 0.50% · 4.625%
HK$54,844
+HK$2,746/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$104,196/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,124
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,805/mo
Today · 4.125%
HK$60,706
baseline
▲ 0.50% · 4.625%
HK$64,400
+HK$3,694/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,412/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$1,729/mo
Today · 4.125%
HK$66,983
baseline
▲ 0.50% · 4.625%
HK$70,514
+HK$3,531/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$133,966/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,906 · Scale 2, in force from 26 Feb 2026)