LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,741
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$1,003/mo
Today · 4.125%
HK$33,732
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$2,052/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,464/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$961/mo
Today · 4.125%
HK$37,220
baseline
▲ 0.50% · 4.625%
HK$39,182
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,440/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,090
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,274
−HK$1,204/mo
Today · 4.125%
HK$40,478
baseline
▲ 0.50% · 4.625%
HK$42,941
+HK$2,463/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,956/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,374
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,511
−HK$1,153/mo
Today · 4.125%
HK$44,664
baseline
▲ 0.50% · 4.625%
HK$47,018
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,328/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,438
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,820
−HK$1,405/mo
Today · 4.125%
HK$47,225
baseline
▲ 0.50% · 4.625%
HK$50,098
+HK$2,873/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$94,450/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,345/mo
Today · 4.125%
HK$52,108
baseline
▲ 0.50% · 4.625%
HK$54,854
+HK$2,746/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$104,216/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,135
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,912
−HK$1,805/mo
Today · 4.125%
HK$60,717
baseline
▲ 0.50% · 4.625%
HK$64,412
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,434/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,562
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,266
−HK$1,730/mo
Today · 4.125%
HK$66,996
baseline
▲ 0.50% · 4.625%
HK$70,527
+HK$3,531/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$133,992/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,004 · Scale 2, in force from 26 Feb 2026)