LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,743
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$1,003/mo
Today · 4.125%
HK$33,734
baseline
▲ 0.50% · 4.625%
HK$35,787
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,468/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,314
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$961/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,184
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,092
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,277
−HK$1,204/mo
Today · 4.125%
HK$40,481
baseline
▲ 0.50% · 4.625%
HK$42,944
+HK$2,463/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,962/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,377
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,514
−HK$1,153/mo
Today · 4.125%
HK$44,667
baseline
▲ 0.50% · 4.625%
HK$47,021
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,334/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,441
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,823
−HK$1,405/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$50,101
+HK$2,873/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,440
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,345/mo
Today · 4.125%
HK$52,111
baseline
▲ 0.50% · 4.625%
HK$54,858
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.74M · min. income ≈ HK$104,222/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,138
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,916
−HK$1,805/mo
Today · 4.125%
HK$60,721
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,442/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,566
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,270
−HK$1,730/mo
Today · 4.125%
HK$67,000
baseline
▲ 0.50% · 4.625%
HK$70,532
+HK$3,532/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,000/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,038 · Scale 2, in force from 26 Feb 2026)