LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,745
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,733
−HK$1,003/mo
Today · 4.125%
HK$33,736
baseline
▲ 0.50% · 4.625%
HK$35,789
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,472/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,316
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,264
−HK$960/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,187
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,094
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,279
−HK$1,204/mo
Today · 4.125%
HK$40,483
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,966/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,516
−HK$1,153/mo
Today · 4.125%
HK$44,669
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,338/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,444
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,826
−HK$1,405/mo
Today · 4.125%
HK$47,231
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,873/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,462/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,443
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,769
−HK$1,345/mo
Today · 4.125%
HK$52,114
baseline
▲ 0.50% · 4.625%
HK$54,861
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,228/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,142
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,919
−HK$1,806/mo
Today · 4.125%
HK$60,725
baseline
▲ 0.50% · 4.625%
HK$64,420
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,450/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,570
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,274
−HK$1,730/mo
Today · 4.125%
HK$67,004
baseline
▲ 0.50% · 4.625%
HK$70,536
+HK$3,532/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,008/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,070 · Scale 2, in force from 26 Feb 2026)