LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,746
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,734
−HK$1,003/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,317
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$960/mo
Today · 4.125%
HK$37,225
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,450/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,095
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,280
−HK$1,204/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,948
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,381
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,517
−HK$1,154/mo
Today · 4.125%
HK$44,671
baseline
▲ 0.50% · 4.625%
HK$47,025
+HK$2,354/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,342/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,445
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,827
−HK$1,405/mo
Today · 4.125%
HK$47,232
baseline
▲ 0.50% · 4.625%
HK$50,106
+HK$2,874/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,464/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,444
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,346/mo
Today · 4.125%
HK$52,116
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,232/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,921
−HK$1,806/mo
Today · 4.125%
HK$60,727
baseline
▲ 0.50% · 4.625%
HK$64,422
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,454/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,571
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,276
−HK$1,730/mo
Today · 4.125%
HK$67,006
baseline
▲ 0.50% · 4.625%
HK$70,538
+HK$3,532/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,012/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,084 · Scale 2, in force from 26 Feb 2026)