LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,748
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,735
−HK$1,003/mo
Today · 4.125%
HK$33,738
baseline
▲ 0.50% · 4.625%
HK$35,791
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,476/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,319
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,266
−HK$961/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,189
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,454/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,282
−HK$1,204/mo
Today · 4.125%
HK$40,486
baseline
▲ 0.50% · 4.625%
HK$42,949
+HK$2,463/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,972/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,383
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,519
−HK$1,153/mo
Today · 4.125%
HK$44,672
baseline
▲ 0.50% · 4.625%
HK$47,027
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,344/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,829
−HK$1,405/mo
Today · 4.125%
HK$47,234
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,874/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,468/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,446
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,772
−HK$1,346/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$54,865
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,146
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,923
−HK$1,806/mo
Today · 4.125%
HK$60,729
baseline
▲ 0.50% · 4.625%
HK$64,424
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,458/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,574
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,279
−HK$1,729/mo
Today · 4.125%
HK$67,008
baseline
▲ 0.50% · 4.625%
HK$70,541
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,016/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,105 · Scale 2, in force from 26 Feb 2026)