LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,749
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,736
−HK$1,004/mo
Today · 4.125%
HK$33,740
baseline
▲ 0.50% · 4.625%
HK$35,793
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,480/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,320
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$961/mo
Today · 4.125%
HK$37,229
baseline
▲ 0.50% · 4.625%
HK$39,191
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,458/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,284
−HK$1,204/mo
Today · 4.125%
HK$40,488
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,463/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,976/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,384
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,521
−HK$1,153/mo
Today · 4.125%
HK$44,674
baseline
▲ 0.50% · 4.625%
HK$47,029
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,348/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,448
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,831
−HK$1,405/mo
Today · 4.125%
HK$47,236
baseline
▲ 0.50% · 4.625%
HK$50,110
+HK$2,874/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,472/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,448
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,345/mo
Today · 4.125%
HK$52,120
baseline
▲ 0.50% · 4.625%
HK$54,867
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,240/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,148
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,926
−HK$1,806/mo
Today · 4.125%
HK$60,732
baseline
▲ 0.50% · 4.625%
HK$64,427
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,464/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,577
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,282
−HK$1,729/mo
Today · 4.125%
HK$67,011
baseline
▲ 0.50% · 4.625%
HK$70,544
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,022/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,127 · Scale 2, in force from 26 Feb 2026)