LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,750
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,737
−HK$1,004/mo
Today · 4.125%
HK$33,741
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,482/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,321
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,269
−HK$961/mo
Today · 4.125%
HK$37,230
baseline
▲ 0.50% · 4.625%
HK$39,192
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,460/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,100
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,285
−HK$1,204/mo
Today · 4.125%
HK$40,489
baseline
▲ 0.50% · 4.625%
HK$42,953
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,978/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,386
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,522
−HK$1,154/mo
Today · 4.125%
HK$44,676
baseline
▲ 0.50% · 4.625%
HK$47,031
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,352/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,450
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,405/mo
Today · 4.125%
HK$47,237
baseline
▲ 0.50% · 4.625%
HK$50,112
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,474/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,450
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,776
−HK$1,346/mo
Today · 4.125%
HK$52,122
baseline
▲ 0.50% · 4.625%
HK$54,869
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,244/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,150
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,927
−HK$1,807/mo
Today · 4.125%
HK$60,734
baseline
▲ 0.50% · 4.625%
HK$64,429
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,468/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,579
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$1,730/mo
Today · 4.125%
HK$67,014
baseline
▲ 0.50% · 4.625%
HK$70,546
+HK$3,532/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,028/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,144 · Scale 2, in force from 26 Feb 2026)