LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,752
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$1,004/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,797
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$961/mo
Today · 4.125%
HK$37,233
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,466/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,103
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,288
−HK$1,204/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,956
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,389
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,526
−HK$1,153/mo
Today · 4.125%
HK$44,679
baseline
▲ 0.50% · 4.625%
HK$47,034
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.35M · min. income ≈ HK$89,358/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,453
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,836
−HK$1,405/mo
Today · 4.125%
HK$47,241
baseline
▲ 0.50% · 4.625%
HK$50,116
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,482/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,454
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,780
−HK$1,346/mo
Today · 4.125%
HK$52,126
baseline
▲ 0.50% · 4.625%
HK$54,873
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,252/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,154
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,932
−HK$1,807/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,695/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,584
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,289
−HK$1,730/mo
Today · 4.125%
HK$67,019
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,038/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,186 · Scale 2, in force from 26 Feb 2026)