LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,754
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$1,003/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,326
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,273
−HK$962/mo
Today · 4.125%
HK$37,235
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,470/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,105
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,290
−HK$1,204/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,391
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,528
−HK$1,153/mo
Today · 4.125%
HK$44,681
baseline
▲ 0.50% · 4.625%
HK$47,037
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,362/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,456
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,838
−HK$1,405/mo
Today · 4.125%
HK$47,243
baseline
▲ 0.50% · 4.625%
HK$50,118
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,486/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,456
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,783
−HK$1,345/mo
Today · 4.125%
HK$52,128
baseline
▲ 0.50% · 4.625%
HK$54,876
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,256/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,157
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,935
−HK$1,806/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$64,437
+HK$3,696/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,587
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,292
−HK$1,730/mo
Today · 4.125%
HK$67,022
baseline
▲ 0.50% · 4.625%
HK$70,555
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,044/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,211 · Scale 2, in force from 26 Feb 2026)