LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,755
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$1,004/mo
Today · 4.125%
HK$33,746
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,492/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,327
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$961/mo
Today · 4.125%
HK$37,235
baseline
▲ 0.50% · 4.625%
HK$39,198
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,470/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,106
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,291
−HK$1,204/mo
Today · 4.125%
HK$40,495
baseline
▲ 0.50% · 4.625%
HK$42,959
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,990/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,392
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,529
−HK$1,153/mo
Today · 4.125%
HK$44,682
baseline
▲ 0.50% · 4.625%
HK$47,038
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,364/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,457
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,839
−HK$1,405/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$50,119
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,458
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,784
−HK$1,346/mo
Today · 4.125%
HK$52,130
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$2,747/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,260/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,159
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,936
−HK$1,807/mo
Today · 4.125%
HK$60,743
baseline
▲ 0.50% · 4.625%
HK$64,439
+HK$3,696/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,486/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,588
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,294
−HK$1,730/mo
Today · 4.125%
HK$67,024
baseline
▲ 0.50% · 4.625%
HK$70,557
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,048/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,223 · Scale 2, in force from 26 Feb 2026)