LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,756
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,743
−HK$1,004/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,800
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,328
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,275
−HK$962/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,199
+HK$1,962/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,292
−HK$1,204/mo
Today · 4.125%
HK$40,496
baseline
▲ 0.50% · 4.625%
HK$42,961
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,992/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,393
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,530
−HK$1,154/mo
Today · 4.125%
HK$44,684
baseline
▲ 0.50% · 4.625%
HK$47,039
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,368/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,458
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,841
−HK$1,405/mo
Today · 4.125%
HK$47,246
baseline
▲ 0.50% · 4.625%
HK$50,121
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,492/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,459
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,786
−HK$1,345/mo
Today · 4.125%
HK$52,131
baseline
▲ 0.50% · 4.625%
HK$54,879
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,262/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,160
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,938
−HK$1,807/mo
Today · 4.125%
HK$60,745
baseline
▲ 0.50% · 4.625%
HK$64,441
+HK$3,696/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,490/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,590
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,296
−HK$1,730/mo
Today · 4.125%
HK$67,026
baseline
▲ 0.50% · 4.625%
HK$70,559
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,052/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,239 · Scale 2, in force from 26 Feb 2026)