LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,757
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$1,003/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,329
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$961/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,108
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,204/mo
Today · 4.125%
HK$40,498
baseline
▲ 0.50% · 4.625%
HK$42,962
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,996/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,395
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,532
−HK$1,154/mo
Today · 4.125%
HK$44,686
baseline
▲ 0.50% · 4.625%
HK$47,041
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,372/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,460
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,405/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$50,123
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,461
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,345/mo
Today · 4.125%
HK$52,133
baseline
▲ 0.50% · 4.625%
HK$54,881
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,266/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,163
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,941
−HK$1,806/mo
Today · 4.125%
HK$60,747
baseline
▲ 0.50% · 4.625%
HK$64,444
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,494/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,593
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,298
−HK$1,731/mo
Today · 4.125%
HK$67,029
baseline
▲ 0.50% · 4.625%
HK$70,562
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,058/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,261 · Scale 2, in force from 26 Feb 2026)