LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,758
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$1,003/mo
Today · 4.125%
HK$33,749
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,498/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$961/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,109
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,204/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,963
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,396
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,533
−HK$1,154/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,042
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,461
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,844
−HK$1,405/mo
Today · 4.125%
HK$47,249
baseline
▲ 0.50% · 4.625%
HK$50,124
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,498/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,462
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,789
−HK$1,345/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$54,883
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,164
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,942
−HK$1,807/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$64,445
+HK$3,696/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,594
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,300
−HK$1,730/mo
Today · 4.125%
HK$67,030
baseline
▲ 0.50% · 4.625%
HK$70,563
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,060/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$522,272 · Scale 2, in force from 26 Feb 2026)