LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,758
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$1,004/mo
Today · 4.125%
HK$33,750
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,500/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$961/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,110
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,204/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,964
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,397
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,534
−HK$1,153/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,043
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,461
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,844
−HK$1,405/mo
Today · 4.125%
HK$47,249
baseline
▲ 0.50% · 4.625%
HK$50,124
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,498/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,463
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,789
−HK$1,346/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$54,883
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,164
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,943
−HK$1,806/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$64,446
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,595
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,300
−HK$1,731/mo
Today · 4.125%
HK$67,031
baseline
▲ 0.50% · 4.625%
HK$70,564
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,062/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,277 · Scale 2, in force from 26 Feb 2026)