LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,758
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$1,004/mo
Today · 4.125%
HK$33,750
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,500/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$961/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,110
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,205/mo
Today · 4.125%
HK$40,500
baseline
▲ 0.50% · 4.625%
HK$42,964
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,000/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,397
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,534
−HK$1,153/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,043
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,461
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,844
−HK$1,406/mo
Today · 4.125%
HK$47,250
baseline
▲ 0.50% · 4.625%
HK$50,125
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,500/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,463
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,790
−HK$1,345/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$54,883
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,165
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,943
−HK$1,806/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$64,446
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,595
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,301
−HK$1,730/mo
Today · 4.125%
HK$67,031
baseline
▲ 0.50% · 4.625%
HK$70,564
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.53M · min. income ≈ HK$134,062/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,280 · Scale 2, in force from 26 Feb 2026)