LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,759
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,747
−HK$1,004/mo
Today · 4.125%
HK$33,751
baseline
▲ 0.50% · 4.625%
HK$35,804
+HK$2,053/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,502/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,279
−HK$961/mo
Today · 4.125%
HK$37,240
baseline
▲ 0.50% · 4.625%
HK$39,203
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,480/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,111
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,296
−HK$1,205/mo
Today · 4.125%
HK$40,501
baseline
▲ 0.50% · 4.625%
HK$42,965
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,002/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,398
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,535
−HK$1,153/mo
Today · 4.125%
HK$44,688
baseline
▲ 0.50% · 4.625%
HK$47,044
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,376/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,463
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,846
−HK$1,405/mo
Today · 4.125%
HK$47,251
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,502/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,464
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,791
−HK$1,345/mo
Today · 4.125%
HK$52,136
baseline
▲ 0.50% · 4.625%
HK$54,885
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,272/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,166
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,944
−HK$1,807/mo
Today · 4.125%
HK$60,751
baseline
▲ 0.50% · 4.625%
HK$64,447
+HK$3,696/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,502/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,597
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,302
−HK$1,731/mo
Today · 4.125%
HK$67,033
baseline
▲ 0.50% · 4.625%
HK$70,566
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,066/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,293 · Scale 2, in force from 26 Feb 2026)