LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,760
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,747
−HK$1,004/mo
Today · 4.125%
HK$33,751
baseline
▲ 0.50% · 4.625%
HK$35,805
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,502/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,332
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$961/mo
Today · 4.125%
HK$37,241
baseline
▲ 0.50% · 4.625%
HK$39,204
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,482/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,111
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,297
−HK$1,204/mo
Today · 4.125%
HK$40,501
baseline
▲ 0.50% · 4.625%
HK$42,966
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,002/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,399
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,536
−HK$1,153/mo
Today · 4.125%
HK$44,689
baseline
▲ 0.50% · 4.625%
HK$47,045
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,378/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,463
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,846
−HK$1,406/mo
Today · 4.125%
HK$47,252
baseline
▲ 0.50% · 4.625%
HK$50,127
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,504/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,465
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,792
−HK$1,346/mo
Today · 4.125%
HK$52,138
baseline
▲ 0.50% · 4.625%
HK$54,886
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,276/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,167
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,945
−HK$1,807/mo
Today · 4.125%
HK$60,752
baseline
▲ 0.50% · 4.625%
HK$64,449
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,504/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,598
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,304
−HK$1,730/mo
Today · 4.125%
HK$67,034
baseline
▲ 0.50% · 4.625%
HK$70,567
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,068/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,303 · Scale 2, in force from 26 Feb 2026)