LTV · monthly repayment
▼ 0.50% · 3.625%
HK$317,597
−HK$19,916/mo
▼ 0.25% · 3.875%
HK$327,476
−HK$10,037/mo
Today · 4.125%
HK$337,513
baseline
▲ 0.50% · 4.625%
HK$358,050
+HK$20,537/mo
Deposit HK$69.64M · loan HK$69.64M · min. income ≈ HK$675,026/mo (50% DSR)
Upfront cash ≈ HK$78.69M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,323
−HK$19,089/mo
▼ 0.25% · 3.875%
HK$362,799
−HK$9,613/mo
Today · 4.125%
HK$372,412
baseline
▲ 0.50% · 4.625%
HK$392,042
+HK$19,630/mo
Deposit HK$69.64M · loan HK$69.64M · min. income ≈ HK$744,824/mo (50% DSR)
Upfront cash ≈ HK$78.69M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,116
−HK$23,899/mo
▼ 0.25% · 3.875%
HK$392,971
−HK$12,044/mo
Today · 4.125%
HK$405,015
baseline
▲ 0.50% · 4.625%
HK$429,659
+HK$24,644/mo
Deposit HK$55.71M · loan HK$83.57M · min. income ≈ HK$810,030/mo (50% DSR)
Upfront cash ≈ HK$64.77M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,988
−HK$22,906/mo
▼ 0.25% · 3.875%
HK$435,359
−HK$11,535/mo
Today · 4.125%
HK$446,894
baseline
▲ 0.50% · 4.625%
HK$470,451
+HK$23,557/mo
Deposit HK$55.71M · loan HK$83.57M · min. income ≈ HK$893,788/mo (50% DSR)
Upfront cash ≈ HK$64.77M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,635
−HK$27,883/mo
▼ 0.25% · 3.875%
HK$458,466
−HK$14,052/mo
Today · 4.125%
HK$472,518
baseline
▲ 0.50% · 4.625%
HK$501,269
+HK$28,751/mo
Deposit HK$41.78M · loan HK$97.50M · min. income ≈ HK$945,036/mo (50% DSR)
Upfront cash ≈ HK$50.84M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,652
−HK$26,725/mo
▼ 0.25% · 3.875%
HK$507,919
−HK$13,458/mo
Today · 4.125%
HK$521,377
baseline
▲ 0.50% · 4.625%
HK$548,859
+HK$27,482/mo
Deposit HK$41.78M · loan HK$97.50M · min. income ≈ HK$1,042,754/mo (50% DSR)
Upfront cash ≈ HK$50.84M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$571,674
−HK$35,849/mo
▼ 0.25% · 3.875%
HK$589,456
−HK$18,067/mo
Today · 4.125%
HK$607,523
baseline
▲ 0.50% · 4.625%
HK$644,489
+HK$36,966/mo
Deposit HK$13.93M · loan HK$125.35M · min. income ≈ HK$1,215,046/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$635,981
−HK$34,361/mo
▼ 0.25% · 3.875%
HK$653,038
−HK$17,304/mo
Today · 4.125%
HK$670,342
baseline
▲ 0.50% · 4.625%
HK$705,676
+HK$35,334/mo
Deposit HK$13.93M · loan HK$125.35M · min. income ≈ HK$1,340,684/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$9,053,271 · Scale 2, in force from 26 Feb 2026)