LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,760
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$1,004/mo
Today · 4.125%
HK$33,752
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,504/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,333
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$961/mo
Today · 4.125%
HK$37,242
baseline
▲ 0.50% · 4.625%
HK$39,205
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,484/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,298
−HK$1,205/mo
Today · 4.125%
HK$40,503
baseline
▲ 0.50% · 4.625%
HK$42,967
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,006/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,400
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,537
−HK$1,154/mo
Today · 4.125%
HK$44,691
baseline
▲ 0.50% · 4.625%
HK$47,046
+HK$2,355/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,382/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,465
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,848
−HK$1,405/mo
Today · 4.125%
HK$47,253
baseline
▲ 0.50% · 4.625%
HK$50,128
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,506/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,466
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,793
−HK$1,346/mo
Today · 4.125%
HK$52,139
baseline
▲ 0.50% · 4.625%
HK$54,887
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,278/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,169
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,947
−HK$1,807/mo
Today · 4.125%
HK$60,754
baseline
▲ 0.50% · 4.625%
HK$64,451
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,508/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,600
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,305
−HK$1,731/mo
Today · 4.125%
HK$67,036
baseline
▲ 0.50% · 4.625%
HK$70,569
+HK$3,533/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,072/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,318 · Scale 2, in force from 26 Feb 2026)