LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,762
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,750
−HK$1,003/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,807
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,335
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,282
−HK$962/mo
Today · 4.125%
HK$37,244
baseline
▲ 0.50% · 4.625%
HK$39,207
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,488/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,114
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,300
−HK$1,204/mo
Today · 4.125%
HK$40,504
baseline
▲ 0.50% · 4.625%
HK$42,969
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,008/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,401
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,539
−HK$1,153/mo
Today · 4.125%
HK$44,692
baseline
▲ 0.50% · 4.625%
HK$47,048
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,384/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,466
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,850
−HK$1,405/mo
Today · 4.125%
HK$47,255
baseline
▲ 0.50% · 4.625%
HK$50,130
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,510/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,468
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,795
−HK$1,346/mo
Today · 4.125%
HK$52,141
baseline
▲ 0.50% · 4.625%
HK$54,889
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,282/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,171
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,949
−HK$1,807/mo
Today · 4.125%
HK$60,756
baseline
▲ 0.50% · 4.625%
HK$64,453
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,512/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,602
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,308
−HK$1,730/mo
Today · 4.125%
HK$67,038
baseline
▲ 0.50% · 4.625%
HK$70,572
+HK$3,534/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,076/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,338 · Scale 2, in force from 26 Feb 2026)