LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,763
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,751
−HK$1,004/mo
Today · 4.125%
HK$33,755
baseline
▲ 0.50% · 4.625%
HK$35,809
+HK$2,054/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$67,510/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,284
−HK$961/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,208
+HK$1,963/mo
Deposit HK$6.96M · loan HK$6.96M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,115
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,301
−HK$1,205/mo
Today · 4.125%
HK$40,506
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,464/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,012/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,403
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,540
−HK$1,154/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,050
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,468
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,851
−HK$1,405/mo
Today · 4.125%
HK$47,256
baseline
▲ 0.50% · 4.625%
HK$50,132
+HK$2,876/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,512/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,470
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,797
−HK$1,346/mo
Today · 4.125%
HK$52,143
baseline
▲ 0.50% · 4.625%
HK$54,891
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,286/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,173
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,951
−HK$1,807/mo
Today · 4.125%
HK$60,758
baseline
▲ 0.50% · 4.625%
HK$64,455
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,516/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,604
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,310
−HK$1,731/mo
Today · 4.125%
HK$67,041
baseline
▲ 0.50% · 4.625%
HK$70,575
+HK$3,534/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,082/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,357 · Scale 2, in force from 26 Feb 2026)