LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,765
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,753
−HK$1,004/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,811
+HK$2,054/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,338
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,286
−HK$962/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,211
+HK$1,963/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,118
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,304
−HK$1,204/mo
Today · 4.125%
HK$40,508
baseline
▲ 0.50% · 4.625%
HK$42,973
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,016/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,406
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,543
−HK$1,154/mo
Today · 4.125%
HK$44,697
baseline
▲ 0.50% · 4.625%
HK$47,053
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,394/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,471
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,854
−HK$1,406/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$50,135
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,474
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,800
−HK$1,347/mo
Today · 4.125%
HK$52,147
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$2,748/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,294/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,177
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,956
−HK$1,807/mo
Today · 4.125%
HK$60,763
baseline
▲ 0.50% · 4.625%
HK$64,460
+HK$3,697/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,526/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,609
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,315
−HK$1,731/mo
Today · 4.125%
HK$67,046
baseline
▲ 0.50% · 4.625%
HK$70,580
+HK$3,534/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,092/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,393 · Scale 2, in force from 26 Feb 2026)