LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,768
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$1,004/mo
Today · 4.125%
HK$33,760
baseline
▲ 0.50% · 4.625%
HK$35,814
+HK$2,054/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,520/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$962/mo
Today · 4.125%
HK$37,251
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$1,963/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,502/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,205/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,977
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,409
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,154/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,475
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,858
−HK$1,406/mo
Today · 4.125%
HK$47,264
baseline
▲ 0.50% · 4.625%
HK$50,139
+HK$2,875/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,528/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,478
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,805
−HK$1,346/mo
Today · 4.125%
HK$52,151
baseline
▲ 0.50% · 4.625%
HK$54,900
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,302/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,182
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,960
−HK$1,807/mo
Today · 4.125%
HK$60,767
baseline
▲ 0.50% · 4.625%
HK$64,465
+HK$3,698/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,534/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,614
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,320
−HK$1,731/mo
Today · 4.125%
HK$67,051
baseline
▲ 0.50% · 4.625%
HK$70,585
+HK$3,534/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,102/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,435 · Scale 2, in force from 26 Feb 2026)