LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,769
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,758
−HK$1,004/mo
Today · 4.125%
HK$33,762
baseline
▲ 0.50% · 4.625%
HK$35,816
+HK$2,054/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,524/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,343
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$962/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,216
+HK$1,963/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,123
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,309
−HK$1,205/mo
Today · 4.125%
HK$40,514
baseline
▲ 0.50% · 4.625%
HK$42,979
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,028/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,412
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,549
−HK$1,154/mo
Today · 4.125%
HK$44,703
baseline
▲ 0.50% · 4.625%
HK$47,060
+HK$2,357/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,406/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,477
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,405/mo
Today · 4.125%
HK$47,266
baseline
▲ 0.50% · 4.625%
HK$50,142
+HK$2,876/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,532/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,481
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,808
−HK$1,346/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$54,903
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,185
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,964
−HK$1,807/mo
Today · 4.125%
HK$60,771
baseline
▲ 0.50% · 4.625%
HK$64,469
+HK$3,698/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,542/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,618
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,324
−HK$1,731/mo
Today · 4.125%
HK$67,055
baseline
▲ 0.50% · 4.625%
HK$70,589
+HK$3,534/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,110/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,466 · Scale 2, in force from 26 Feb 2026)