LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,770
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,758
−HK$1,004/mo
Today · 4.125%
HK$33,762
baseline
▲ 0.50% · 4.625%
HK$35,817
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,524/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,344
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$961/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,217
+HK$1,964/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,124
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,310
−HK$1,205/mo
Today · 4.125%
HK$40,515
baseline
▲ 0.50% · 4.625%
HK$42,980
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,030/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,413
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,550
−HK$1,154/mo
Today · 4.125%
HK$44,704
baseline
▲ 0.50% · 4.625%
HK$47,061
+HK$2,357/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,408/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,862
−HK$1,405/mo
Today · 4.125%
HK$47,267
baseline
▲ 0.50% · 4.625%
HK$50,143
+HK$2,876/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,534/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,481
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,809
−HK$1,346/mo
Today · 4.125%
HK$52,155
baseline
▲ 0.50% · 4.625%
HK$54,904
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,310/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,186
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,965
−HK$1,807/mo
Today · 4.125%
HK$60,772
baseline
▲ 0.50% · 4.625%
HK$64,470
+HK$3,698/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,544/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,619
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,325
−HK$1,731/mo
Today · 4.125%
HK$67,056
baseline
▲ 0.50% · 4.625%
HK$70,591
+HK$3,535/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,112/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,476 · Scale 2, in force from 26 Feb 2026)