LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,772
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$1,004/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,819
+HK$2,054/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,346
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,294
−HK$962/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$1,964/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,127
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,313
−HK$1,205/mo
Today · 4.125%
HK$40,518
baseline
▲ 0.50% · 4.625%
HK$42,983
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,036/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,416
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,553
−HK$1,154/mo
Today · 4.125%
HK$44,707
baseline
▲ 0.50% · 4.625%
HK$47,064
+HK$2,357/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,414/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,406/mo
Today · 4.125%
HK$47,271
baseline
▲ 0.50% · 4.625%
HK$50,147
+HK$2,876/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,542/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,346/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$2,750/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,190
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,969
−HK$1,807/mo
Today · 4.125%
HK$60,776
baseline
▲ 0.50% · 4.625%
HK$64,474
+HK$3,698/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,552/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,623
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,330
−HK$1,731/mo
Today · 4.125%
HK$67,061
baseline
▲ 0.50% · 4.625%
HK$70,596
+HK$3,535/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,122/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,512 · Scale 2, in force from 26 Feb 2026)