LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,775
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,004/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$962/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$1,964/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,130
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,205/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,987
+HK$2,465/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,557
−HK$1,155/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,068
+HK$2,356/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,486
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,869
−HK$1,406/mo
Today · 4.125%
HK$47,275
baseline
▲ 0.50% · 4.625%
HK$50,152
+HK$2,877/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$94,550/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,490
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,817
−HK$1,347/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$54,913
+HK$2,749/mo
Deposit HK$4.18M · loan HK$9.75M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,196
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$58,975
−HK$1,807/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$64,481
+HK$3,699/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,630
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$65,336
−HK$1,731/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$70,603
+HK$3,536/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,563 · Scale 2, in force from 26 Feb 2026)