LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,778
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$1,004/mo
Today · 4.125%
HK$33,771
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,542/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,353
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$962/mo
Today · 4.125%
HK$37,263
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$1,964/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,526/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,134
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,320
−HK$1,205/mo
Today · 4.125%
HK$40,525
baseline
▲ 0.50% · 4.625%
HK$42,991
+HK$2,466/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$81,050/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,424
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,561
−HK$1,155/mo
Today · 4.125%
HK$44,716
baseline
▲ 0.50% · 4.625%
HK$47,073
+HK$2,357/mo
Deposit HK$5.57M · loan HK$8.36M · min. income ≈ HK$89,432/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,490
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,406/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$50,156
+HK$2,877/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,822
−HK$1,346/mo
Today · 4.125%
HK$52,168
baseline
▲ 0.50% · 4.625%
HK$54,918
+HK$2,750/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,336/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,980
−HK$1,808/mo
Today · 4.125%
HK$60,788
baseline
▲ 0.50% · 4.625%
HK$64,487
+HK$3,699/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$121,576/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,635
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,342
−HK$1,731/mo
Today · 4.125%
HK$67,073
baseline
▲ 0.50% · 4.625%
HK$70,609
+HK$3,536/mo
Deposit HK$1.39M · loan HK$12.54M · min. income ≈ HK$134,146/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,611 · Scale 2, in force from 26 Feb 2026)