LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,785
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,773
−HK$1,005/mo
Today · 4.125%
HK$33,778
baseline
▲ 0.50% · 4.625%
HK$35,833
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,556/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,360
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,308
−HK$962/mo
Today · 4.125%
HK$37,270
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$1,965/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,540/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,205/mo
Today · 4.125%
HK$40,533
baseline
▲ 0.50% · 4.625%
HK$43,000
+HK$2,467/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$81,066/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,432
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,570
−HK$1,155/mo
Today · 4.125%
HK$44,725
baseline
▲ 0.50% · 4.625%
HK$47,082
+HK$2,357/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$89,450/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,498
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,883
−HK$1,406/mo
Today · 4.125%
HK$47,289
baseline
▲ 0.50% · 4.625%
HK$50,166
+HK$2,877/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,578/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,504
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,832
−HK$1,347/mo
Today · 4.125%
HK$52,179
baseline
▲ 0.50% · 4.625%
HK$54,929
+HK$2,750/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,358/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,212
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,992
−HK$1,808/mo
Today · 4.125%
HK$60,800
baseline
▲ 0.50% · 4.625%
HK$64,500
+HK$3,700/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,600/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,648
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,355
−HK$1,732/mo
Today · 4.125%
HK$67,087
baseline
▲ 0.50% · 4.625%
HK$70,623
+HK$3,536/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,174/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,715 · Scale 2, in force from 26 Feb 2026)