LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,785
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,005/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,361
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$962/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$1,965/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,142
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,329
−HK$1,205/mo
Today · 4.125%
HK$40,534
baseline
▲ 0.50% · 4.625%
HK$43,001
+HK$2,467/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$81,068/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,433
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,571
−HK$1,155/mo
Today · 4.125%
HK$44,726
baseline
▲ 0.50% · 4.625%
HK$47,083
+HK$2,357/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$89,452/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,499
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,884
−HK$1,406/mo
Today · 4.125%
HK$47,290
baseline
▲ 0.50% · 4.625%
HK$50,167
+HK$2,877/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,580/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,505
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,833
−HK$1,347/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$54,930
+HK$2,750/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,214
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,993
−HK$1,808/mo
Today · 4.125%
HK$60,801
baseline
▲ 0.50% · 4.625%
HK$64,501
+HK$3,700/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,602/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,650
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,357
−HK$1,731/mo
Today · 4.125%
HK$67,088
baseline
▲ 0.50% · 4.625%
HK$70,625
+HK$3,537/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,176/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,726 · Scale 2, in force from 26 Feb 2026)