LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,788
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,005/mo
Today · 4.125%
HK$33,782
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$2,055/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,564/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$963/mo
Today · 4.125%
HK$37,275
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$1,964/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,550/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,146
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,332
−HK$1,206/mo
Today · 4.125%
HK$40,538
baseline
▲ 0.50% · 4.625%
HK$43,004
+HK$2,466/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$81,076/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,437
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,575
−HK$1,154/mo
Today · 4.125%
HK$44,729
baseline
▲ 0.50% · 4.625%
HK$47,087
+HK$2,358/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$89,458/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,503
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,888
−HK$1,406/mo
Today · 4.125%
HK$47,294
baseline
▲ 0.50% · 4.625%
HK$50,172
+HK$2,878/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,588/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,510
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,837
−HK$1,347/mo
Today · 4.125%
HK$52,184
baseline
▲ 0.50% · 4.625%
HK$54,935
+HK$2,751/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,368/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,219
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$58,998
−HK$1,809/mo
Today · 4.125%
HK$60,807
baseline
▲ 0.50% · 4.625%
HK$64,507
+HK$3,700/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,614/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,655
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,362
−HK$1,732/mo
Today · 4.125%
HK$67,094
baseline
▲ 0.50% · 4.625%
HK$70,631
+HK$3,537/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,188/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,772 · Scale 2, in force from 26 Feb 2026)