LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,790
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$1,004/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,366
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,314
−HK$963/mo
Today · 4.125%
HK$37,277
baseline
▲ 0.50% · 4.625%
HK$39,242
+HK$1,965/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,554/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,148
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,334
−HK$1,206/mo
Today · 4.125%
HK$40,540
baseline
▲ 0.50% · 4.625%
HK$43,007
+HK$2,467/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$81,080/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,439
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,577
−HK$1,155/mo
Today · 4.125%
HK$44,732
baseline
▲ 0.50% · 4.625%
HK$47,090
+HK$2,358/mo
Deposit HK$5.58M · loan HK$8.36M · min. income ≈ HK$89,464/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,506
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,407/mo
Today · 4.125%
HK$47,297
baseline
▲ 0.50% · 4.625%
HK$50,175
+HK$2,878/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,594/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,512
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,840
−HK$1,347/mo
Today · 4.125%
HK$52,187
baseline
▲ 0.50% · 4.625%
HK$54,938
+HK$2,751/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,374/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,222
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$59,002
−HK$1,808/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,510
+HK$3,700/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,659
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,366
−HK$1,732/mo
Today · 4.125%
HK$67,098
baseline
▲ 0.50% · 4.625%
HK$70,635
+HK$3,537/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,196/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,801 · Scale 2, in force from 26 Feb 2026)