LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,795
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,784
−HK$1,005/mo
Today · 4.125%
HK$33,789
baseline
▲ 0.50% · 4.625%
HK$35,845
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,578/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,371
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,320
−HK$962/mo
Today · 4.125%
HK$37,282
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,564/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,341
−HK$1,205/mo
Today · 4.125%
HK$40,546
baseline
▲ 0.50% · 4.625%
HK$43,014
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,092/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,446
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,584
−HK$1,155/mo
Today · 4.125%
HK$44,739
baseline
▲ 0.50% · 4.625%
HK$47,097
+HK$2,358/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,478/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,513
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,897
−HK$1,407/mo
Today · 4.125%
HK$47,304
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,879/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,608/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,520
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,848
−HK$1,347/mo
Today · 4.125%
HK$52,195
baseline
▲ 0.50% · 4.625%
HK$54,947
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,390/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$59,011
−HK$1,809/mo
Today · 4.125%
HK$60,820
baseline
▲ 0.50% · 4.625%
HK$64,520
+HK$3,700/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,640/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,669
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$65,376
−HK$1,732/mo
Today · 4.125%
HK$67,108
baseline
▲ 0.50% · 4.625%
HK$70,646
+HK$3,538/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,216/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,884 · Scale 2, in force from 26 Feb 2026)