LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,798
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,787
−HK$1,005/mo
Today · 4.125%
HK$33,792
baseline
▲ 0.50% · 4.625%
HK$35,848
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,584/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,375
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,324
−HK$962/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$1,966/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,344
−HK$1,206/mo
Today · 4.125%
HK$40,550
baseline
▲ 0.50% · 4.625%
HK$43,018
+HK$2,468/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,100/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,450
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,588
−HK$1,155/mo
Today · 4.125%
HK$44,743
baseline
▲ 0.50% · 4.625%
HK$47,102
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,486/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,517
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,902
−HK$1,407/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$50,187
+HK$2,878/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,525
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,853
−HK$1,348/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$54,952
+HK$2,751/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,236
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,017
−HK$1,809/mo
Today · 4.125%
HK$60,826
baseline
▲ 0.50% · 4.625%
HK$64,527
+HK$3,701/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,652/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,675
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,383
−HK$1,732/mo
Today · 4.125%
HK$67,115
baseline
▲ 0.50% · 4.625%
HK$70,653
+HK$3,538/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,230/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,934 · Scale 2, in force from 26 Feb 2026)