LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,799
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$1,005/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$2,056/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,324
−HK$963/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$1,965/mo
Deposit HK$6.97M · loan HK$6.97M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,345
−HK$1,206/mo
Today · 4.125%
HK$40,551
baseline
▲ 0.50% · 4.625%
HK$43,018
+HK$2,467/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$81,102/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,451
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,589
−HK$1,155/mo
Today · 4.125%
HK$44,744
baseline
▲ 0.50% · 4.625%
HK$47,103
+HK$2,359/mo
Deposit HK$5.58M · loan HK$8.37M · min. income ≈ HK$89,488/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,518
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,903
−HK$1,407/mo
Today · 4.125%
HK$47,310
baseline
▲ 0.50% · 4.625%
HK$50,188
+HK$2,878/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$94,620/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,526
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,854
−HK$1,347/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$2,752/mo
Deposit HK$4.18M · loan HK$9.76M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,237
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,018
−HK$1,809/mo
Today · 4.125%
HK$60,827
baseline
▲ 0.50% · 4.625%
HK$64,528
+HK$3,701/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$121,654/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,676
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$65,384
−HK$1,732/mo
Today · 4.125%
HK$67,116
baseline
▲ 0.50% · 4.625%
HK$70,654
+HK$3,538/mo
Deposit HK$1.39M · loan HK$12.55M · min. income ≈ HK$134,232/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$522,943 · Scale 2, in force from 26 Feb 2026)